Companies in the UK currently have less business banking options open to them than in the past, it has been claimed.
John De Groot, chairman of Success Strategy, said that new firms looking to save money by comparing business account products are likely to have less choice available to them now than before the start of the global financial crisis.
He explained that many banks and building societies perceive start-up businesses as high risk borrowers and tend to turn down most applications for business loans .
In addition, feedback from smaller organisations suggests that lenders are now applying "tougher criteria than was the case a couple of years ago".
However, the specialist added that this may change in the near future as it is still important for lenders to appear more welcoming on business finance than their rivals.




