Online finance provider E-Loan - part of the Vantage Group - has been forced to make redundancies on its sub-prime second-charge desks, due to the current crisis within the credit market .
John Drury, El-Loans managing director of the Essex-based company, commented: "In light of recent market changes, Vantage Group has been re-aligning its business model and is making changes which ensure the longevity and profitability of each of the group companies ."
"Therefore some cut backs have been made on the sub-prime second-charge desks with a handful of people laid off while we wait for the market to settle with new LTV's and criteria for the Spring."
But Drury added that "these changes will not in any way pose a threat to the stability of the company ."
"If anything it reassures the market that E-loan takes external situations of which it has no control very seriously and shows adaptability and flexibility in its business model to make the necessary changes," he continued.
According to Drury, the company will continue to grow and recruit in areas that are less affected by recent events, including extra focus on the first-charge mortgage desk and the commercial desk .
Parent company The Vantage Group, known for their expertise of the sub-prime market, process over £2.5 billion of finance applications each year.




